Studierendenwerk loan

If you get into financial difficulties during your studies, you can apply to us for an interest-free loan. We can help you get through this financial emergency quickly and easily.

In principle, all the students at our 15 universities are eligible for an interest-free loan.


A few rules have to be observed, however:

  • The loans are intended solely for study-related expenses
  • The maximum amount of a loan is EUR 1,500; repayment is specified in a contract
  • To cover administrative costs, the Studierendenwerk charges a fee of 2.5% of the loan sum, payable upon disbursement
  • Upon completion of one's studies or a change in one's place of study, the borrower must immediately start repaying the loan
  • Students who live in our residence halls and are two months in arrears with their rent are not entitled to a loan
  • A guarantor must be specified for each loan. The guarantor must be prepared to accept the commitments undertaken with the contract by means of a directly enforceable guarantee. We also need proof of an indefinite and non-terminated employment relationship, a statement of earnings, and a bank reference
  • Foreign nationals must produce a residence permit

Darlehen Richtlinien 102.72 kB, pdf
Darlehen Antrag 1.38 MB, pdf
Aufstellung der monatlichen Fixkosten des Bürgen 487.22 kB, pdf



Rosenbergstraße 18, 70174 Stuttgart


Clerk telephone hours

Dienstags und mittwochs unter +49 711 / 95 74-514